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About Me:

Busydad

I'm a 35 year old dad, married with 2 kids (dd 6 and ds 2)

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Debt

Personal Loan
Nov 06 $3,851
Dec 06 $3,701
Jan 07 $3,551
Feb 07 $3,438
Mar 07 $3,318

Mortgage
Nov 06 $232,160
Dec 06 $232,961
Jan 07 $232,409
Feb 07 $231,303
Mar 07 $230,198

Credit Card
Nov 06 $3,860
Dec 06 $1,571
Jan 07 $1,549
Feb 07 $1,648
Mar 07 $1,588

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Savings/Investments

Savings A (Short Term Savings)
Nov 06 $460
Dec 06 $540
Jan 07 $260
Feb 07 $360
Mar 07 $395

Savings B (Emergency Fund)
Nov 06 $3,860
Dec 06 $2,060
Jan 07 $2,060
Feb 07 $60
Mar 07 $60

Savings C (Savings for Car)
Nov 06 $1,967
Dec 06 $2,042
Jan 07 $2,042
Feb 07 $2,225
Mar 07 $2,275

Investment
Nov 06 $12,572
Dec 06 $12,739
Jan 07 $13,145
Feb 07 $13,465
Mar 07 $13,658

Retirement Fund
Nov 06 $30,852
Dec 06 $31,495
Jan 07 $31,495
Feb 07 $32,054
Mar 07 ?

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Goals for 2007

1. Get credit cards to zero asap and keep at zero for 2007

2. Clear personal loan in May 2007

3. Have 2 week family holiday in France without going into debt

4. Use saving stamps to save for Christmas 2007

5. Continue saving and stay out of debt

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Christmas feeling

December 22nd, 2006 at 12:12 pm

I have that 'happy Christmas feeling' today, even the bank applying the quarterly interest of $2,415 to my mortgage account hasn't got me down - (I knew it was coming) interest is accrued daily and applied quarterly. I tend to take a complete break from any computer related equipment over the Christmas, so I'll be back in 2007. Until then...

Have a safe and happy Christmas, and wishing you all a most prosperous 2007.

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Busydad's Blog

My ramblings as I try and manage our day to day finances, and plan for the future

Christmas feeling

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